A 1095-C is a tax form that large employers (those with 50+ full-time employees) must provide to their workers and file with the IRS. This form reports information about the health insurance coverage your employer offered you during the tax year.
The 1095-C shows whether your employer offered you affordable health insurance that meets minimum coverage standards. It also indicates which months you were enrolled in employer-sponsored coverage, if any.
You’ll receive your 1095-C by March 31st following the tax year. You don’t need to attach this form to your tax return, but keep it for your records. The information helps you determine if you qualify for premium tax credits when filing your taxes.
If you didn’t receive health insurance through your employer, you might still get a 1095-C showing that coverage was offered but declined. This documentation protects you from potential penalties under the Affordable Care Act requirements.