Startups and small business
Build the company.
We'll build the finance function.
Accounting, tax and CFO services for startups from pre-seed through Series A and small businesses under $3M in revenue. One team handles the books, and the Exchange shows you burn, runway and what changed every month.
Talk to an ExpertMonthly close · September 2026
Burn, runway and cash
Core services. One team.
Start with bookkeeping or bring in the full finance function as a service. Payroll, 409A valuations, R&D credits and more come from the same team when you need them.
Transactions coded and reconciled, books closed every month.
AccountingAccrual financials and reporting your board and investors can read.
Business TaxesFederal, state and franchise filings, planned ahead.
CFO ServicesAn advisor for the model, the raise and the decisions in between.
Who this is for
Two kinds of companies we help.
Pre-seed, seed and Series A startups
You have raised, or are about to, and investors expect accrual-basis financials, a clear view of burn and runway, and a clean cap table. You need a finance function that is ready for the next round before you can justify a full-time hire.
Typically 1 to 30 people and under $3M ARR.
Owner-led businesses under $3M in revenue
You are funding growth from the business itself and want to know, every month, what the company earned, what it owes and what you can afford to do next. Taxes should be planned, not discovered in April.
Agencies, services, ecommerce and product companies with 1 to 30 people.
Raising a Series B, or past $3M in revenue? You will likely need a controller-led close, departmental reporting and NetSuite.
See Mid-sized + GrowingWhat changes at each stage
The finance work that shows up
before you have a finance team.
Pre-seed and seed
First checks · 1–10 people
- Move from a spreadsheet to accrual books investors can read
- Know your burn, runway and raise date
- Delaware franchise tax, state registrations and the first R&D credit
- 409A valuation before the first option grants
We work in QuickBooks Online, Gusto or Rippling, Brex or Ramp, and Carta.
Seed to Series A
Scaling the team · 10–30 people
- A monthly board package: P&L, balance sheet, cash flow and KPIs
- Revenue recognition for subscriptions and annual prepay
- Multi-state payroll and sales tax as hires and customers spread out
- The financial model and data room for the Series A
Same stack, with Stripe connected and budget vs. actual by department in the Exchange.
Series A and after
Operating at scale · 30+ people
- Controller-led close with reviewed financials every month
- Move from QuickBooks to NetSuite without changing teams
- Audit readiness and ASC 606 revenue policies
- Investor reporting on a schedule, not on request
This is where the Mid-sized + Growing solution takes over.
Free guide
The Startup Founder’s Guide to Fundraising
Everything you need to know about preparing for fundraising at each stage, with real case studies from indinero’s network of startup founders.
What a month looks like
Closed books by the 10th.
A decision by the 15th.
Most founders find out where they stand weeks after the month ends. With indinero, the close, the explanation and the next decision happen on a schedule you can plan around.
- Your controller closes the monthReconciled, accrual-basis financials, reviewed by a U.S.-based controller before you see them.
- The Exchange shows what changedBurn, runway and every line that moved, explained in plain English.
- You and your advisor decideA monthly review on the hire, the spend or the raise, with a brief you can forward to the board.
Your finance team
Experienced people.
Technology with a purpose.
Software can show you a number. Knowing what to do about it takes people who have seen a hundred companies at your stage. You get both, working from the same reports in the Exchange.
U.S.-based. Runs the monthly close and reviews every report before you see it.
Keeps the books, from reconciliations to payables and invoicing.
Plans the next decision with you: the model, the raise, the first finance hire.
Federal and state filings, R&D credits, franchise and sales tax.
Client story
From week-to-week
to quarter-to-quarter.
NeoReach, a creator-economy software company, was preparing a $50M raise with books its CEO called a disaster. Revenue was recorded only when campaigns closed, and the CEO was spending 20 hours a week on finance.
"We were previously a week-to-week business. Now we operate on a month-to-month and quarter-to-quarter basis."
Getting started
What working with us looks like.
- A conversation about your companyYour stage, how you keep the books today and what is coming next: a raise, a first hire or a tax deadline.
- Books that investors can readWe catch up prior periods, move you to accrual and connect payroll, spend and revenue to the Exchange. Average onboarding is 18 days.
- A monthly review with your advisorBurn, runway and the next decision, with a brief you can send to the board.
FAQ
Questions founders ask.
Which startups and small businesses is indinero built for?
Companies from pre-seed through Series A, and bootstrapped businesses under about $3M in annual revenue, typically with 1 to 30 people. If you are raising a Series B or past $3M in revenue, the Mid-sized + Growing solution is the better fit.
| Stage | Typical size | What indinero handles |
|---|---|---|
| Pre-seed and seed | 1–10 people, early revenue | Accrual books, burn and runway, franchise tax, first R&D credit, 409A |
| Seed to Series A | 10–30 people, under $3M ARR | Monthly board package, revenue recognition, multi-state tax, Series A model and data room |
| Series A and after | 30+ people, $3M+ revenue | Controller-led close, NetSuite, audit readiness — see Mid-sized + Growing |
Do you work with venture-backed startups?
Yes. Indinero has worked with venture-backed startups since 2009. The team prepares board-ready monthly financials, tracks burn and runway, handles 409A valuations and R&D tax credits, and supports founders through due diligence when they raise. If you raised on SAFEs or convertible notes, see how SAFE notes are classified under GAAP.
What is included each month?
Closed, accrual-basis books, a monthly financial package with P&L, balance sheet and cash flow, burn and runway in the Exchange, and a review with your advisor. Tax filings, R&D credit studies, 409A valuations and payroll are added when you need them. Not sure how to read the two numbers? See burn rate vs. runway, explained.
Which accounting systems do you use?
Most startups and small businesses run on QuickBooks Online, with payroll in Gusto or Rippling, spend in Brex or Ramp, and equity in Carta. Indinero works in your existing stack and connects it to the Exchange. When you outgrow QuickBooks, the same team manages the move to NetSuite.
Which tax deadlines and forms apply to a startup?
For a calendar-year Delaware C-corp: the Delaware franchise tax and annual report are due March 1; the federal return (Form 1120) is due April 15, with an extension to October 15; the R&D tax credit is claimed on Form 6765 with that return; and state registrations are needed wherever you have employees or meet sales tax thresholds. LLCs and partnerships file Form 1065 by March 15. Indinero tracks every deadline for you and plans tax before year end, not after. Full checklist in our Delaware C corp tax requirements guide.
Can you clean up books that are behind or on a cash basis?
Yes. Catch-up bookkeeping and the move from cash to accrual accounting are part of getting started. Indinero reconciles prior periods, sets up a chart of accounts that investors expect, and brings you to a consistent monthly close.
How is pricing set?
Pricing depends on transaction volume, your stage and the services you choose, on month-to-month terms. After a first conversation, indinero sends a proposal for your company.
Get investor-ready books
before your next raise.
Tell us your stage and what is coming next. We'll show you what your finance function would look like.