For owners of multi-location businesses
One consistent report for every location, a clear view of the whole group and a finance team that helps you plan the next one.
One finance team for every entity
Two ways we help
You built the business, and you want to open the next location without giving up control. See what your cash can support before you commit it.
Report every portfolio company on the same basis, so partners, lenders and LPs see performance clearly and your team sees where to act.
Consistency across your group
When every entity closes its books differently, comparing them is guesswork. We keep every entity on the same chart of accounts, the same accounting basis and the same monthly close, so each report reads the same way and the group adds up.
Revenue and costs land in the same categories for every entity.
Every entity closes the same month, so you compare like with like.
Entity results roll up into a group view you can trust.
What this tells you With every report in the same format, the outlier is obvious: Summit keeps 10 cents of each revenue dollar, while Harbor keeps 25.
Financial velocity
Consistent reports make changes visible. Insight tells you why they happened. Your advisor helps you decide what to do, and every monthly review makes the next decision faster.
Every entity, same format, every month.
See what changed, and why.
Plan the next move with your advisor.
Check the results and adjust.
Expertise and technology
Software can show you a number. Knowing what to do about it takes people who understand your group. You get both, working from the same reports.
Your finance team
Runs the monthly close and keeps every entity consistent.
Keeps the books for each entity, from reconciliations to payables.
Covers every entity and location in the group.
Plans the next decision with you: expansion, cash and financing.
Highlights the changes worth a conversation, like a jump in payroll at one location.
Every chart comes with what it means for your business.
You, your advisor and your partners work from the same reports.
The Exchange
Your reports live in the Exchange, indinero's client platform. Each view is built around a decision, and each one tells you what it means for your business.
Cash on hand against the month's expenses, for each entity and the whole group, as soon as you log in.
What it tells youHarbor covers its own expenses. Cedar and Summit need $94,000 from this month's sales.
Open any entity to see which expense categories moved since last month, and how its margin has trended over six months.
What it tells youSummit's costs rose $17,000 in September, and payroll drove $10,000 of it. That's the question for your next review.
Change the investment, the timing and the reserve you want to keep, and see your cash month by month.
What it tells youA $100,000 build-out, plus a $10,000 efficiency project at Summit, keeps you $70,000 above a $200,000 reserve, even at the lowest point.
Results, the scenario and the questions to decide on, in one document for partners, lenders or LPs.
What it tells youEveryone at the table sees the same numbers, in the same format, with the questions you need to answer.
Client story
Masterpiece Cuisine, a Las Vegas catering company, grew into healthcare, hotel and concessions catering. Multiple entities and eight QuickBooks accounts made the numbers harder to read, not easier.
I've been through 10 bookkeepers in 16 years, indinero is the best we have worked with, and there is no close second.
Want results like these across your group?
Talk to an ExpertGetting started
Tell us about your entities, how you report today and the decision in front of you.
We set up consistent reporting across the group: the same accounts, the same close, the same view.
Review results, cash and the next decision together, and share a brief with partners, lenders or LPs.
Every month, you get
FAQ
Something else on your mind? Ask us in your first conversation.
Every entity uses the same chart of accounts, the same accounting basis and the same monthly close. Each report reads the same way, entities are directly comparable, and the group view is the sum of its parts.
No. Bringing every entity into one reporting format is part of getting started, and we keep it consistent from month to month.
Your group view adds up every entity on the same basis. If you also need formal consolidated statements, for example with intercompany eliminations or more than one currency, we scope that with you at the start.
Yes. We model what your cash can support, how much reserve to keep and when financing makes sense, so you can decide how to fund the next location with the numbers in front of you.
Yes. The same entity reports roll up into a review brief you can share with partners, lenders or LPs, and your advisor helps you prepare it.
Accounting, tax, payroll, and controller and CFO advisory. We shape the mix around your group, and your support can grow from accounting into CFO advice as the business needs it.
It depends on the number of entities and the services you choose. After the first conversation, we send you a proposal for your group.
An indinero advisor will contact you to set up a first conversation about your group, how you report today and the decision ahead of you.
Plan your next decision
Tell us about your entities and the decision ahead. We'll show you how it would look for your group.
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